Personal Loan Eligibility Calculator

Field Description
Gross Salary Total Gross Salary as mentioned in your payslip. [>1000]
Net Salary Amount you receive in account after all deductions from your employer. [>1000]
Other Deductions Your Bank may take into account your current EMIs that are paid towards Loan Repayments.
Interest Rate Number of months the loan is required for.
Repayment Capacity The bank may only finance a percentage of your gross salary e.g., 60% of your gross salary, so that you are left with 40% take-home salary.
Use Defined Model Use Interest Rates as per the J&K Bank Interest Module published on their website.