Personal Loan Eligibility Calculator

Use Defined Model Use Interest Rate / Maximum Tenor / Repayment Capacity as per the J&K Bank Model

Gross Salary*:Enter Gross Salary
Net Salary*:Gross Salary - Any deduction by the Employer (TDS, NPS etc)
Other Deductions:Sum of all Other Loan Deductions (EMIs)
Interest Rate (% per year)*:Interest Rate Per Annum (Reducing)
Loan Period (in months)*:Enter Tenor of the Loan in Months
Repayment Capacity*:Percentage of Gross Income allowed to be funded towards EMIs
Eligibility:
EMI: