Date	Overnight	One Month	Three Months	Six Months	One Year	Two Years	Three Years	Spread	Schemes	Margin	Margin2	Period From	Period To	Int Rate Code	Spread	Min Amount	Max Amount	Min Net Income	Type	From	To	Rate	Date	MarketRate
21-10-2021	0.0650	0.0660	0.0680	0.0710	0.0725	0.0770	0.0775	0.030	Saral Saholiat	0	0	1	84	MF	.03	50000	9999999	0	M	1	1	0.0660	21-10-2021	3501
									Car Loan	0.1	0	12	84	R	0.015	1	5000000	0	M3	2	3	0.0680
JK POLICE	http://reports.jkb.com/jkbcms/display?circularId=8727&version=2'>Circular No 426 Reg MoU with J&K Police Department - Online Loans for more details.	0.001							Two-Wheeler Loan	.1	.2	12	60	R	.015	25000	250000	75000	M6	4	6	.0710
JKSGE	http://reports.jkb.com/jkbcms/display?circularId=9724'>Circular No 38-476 Reg MoU with Government of Jammu & Kashmir for more details.	0.0025							PC Finance	.1	0	12	48	MF	.025	1	150000	0	M1	7	12	.0725
CUJMU	http://reports.jkb.com/jkbcms/display?circularId=9443'>Circular No 240 Reg MoU with Central University of Jammu for more details.	0.001							Consumer Loan	.1	0	1	48	MF	.03	1	150000	0	M2	13	24	.0770
KMRUV	http://reports.jkb.com/jkbcms/display?circularId=9713'>Circular No 37/ 467 Reg MoU with University of Kashmir - Online Loans for more details.	0.001							Smart Phone	.1	0	1	30	F	=W5+0.03	10000	75000	0	MF	25	99	.0775
NITSR	http://reports.jkb.com/jkbcms/display?circularId=10402'>Circular No 165 MoU with National Institute of Technology, Srinagar for more details.	0.001							Gold Loan	.7	0	6	12	M1	0.02	1000	1500000	0	R	1	99	.0720
SMVDSB	http://reports.jkb.com/jkbcms/display?circularId=10020'>Circular No 718 Reg. MoU with Shri Mata Vaishno Devi Shrine Board for more details.	0.0025
JKCVS	http://reports.jkb.com/jkbcms/display?circularId=9724'>Circular No 38-476 Reg MoU with Government of Jammu & Kashmir for more details.	0.0025